Club IntelligenceFC North Sea
Workspace view

Corporate Finance

Profitability, sustainability rules, credit and liquidity — monitored, not discovered.

Revenue (LTM)€2.64M+14% YoY
EBITDAOperating result before interest, tax, depreciation and amortisation — the club's underlying profitability.€152k5.8% margin
Cash on hand€214k≈ 5.2 weeks of cost
Net debt€306k1.4x EBITDA (annualised)

Sustainability rulesFinancial-discipline limits in the style of UEFA squad-cost and domestic sustainability rules — stay on the healthy side of every line.

headroom against every limit
Squad cost ratio58% / 70% limit

Wages + amortisation ÷ revenue. UEFA-style discipline caps this at 70% — headroom today, but every new contract eats into it.

Wage-to-revenue41% / 55% limit

First-team wage bill against total revenue. Below 55% keeps the club resilient to one bad season.

Net debt / EBITDA1.4x / 3x limit

How many years of operating profit it takes to clear net debt. Under 3x is bankable.

Commercial share of revenue47% / 40% limit

Revenue the club controls (sponsorship, matchday, merch) vs distributions. Above 40% means the club is not hostage to league money.

Profit & loss (LTM)

result €152k
Sponsorship & partnerships
€640k
Ticketing & matchday
€375k
Subsidies & distributions
€690k
Merchandise
€172k
Academy fees
€196k
F&B & venue
€187k
Other
€380k
Sporting wages
–€1.08M
Staff & operations
–€690k
Academy running cost
–€255k
Matchday & venue cost
–€270k
Other cost
–€193k
Revenue €2.64MCost –€2.49M

Credit facilities & debt service

Working-capital line (Caixa local)Euribor + 2.9% · matures 2027-03
€120k of €300k
Stadium improvements loan4.1% fixed · matures 2031-06
€340k of €400k
Board member loan (subordinated)0% · matures on exit
€60k of €60k
Cash position by month€

Funding radar

free money has deadlines
Subvencions per a entitats esportivesopens soon
North Sea City Council · €15–60k · Opens Sep · closes Oct

Registered local sports entities; project-based (infrastructure, community programmes).

Suport a l'esport federatopen
Diputació de Barcelona · €10–40k · Open now · closes Aug 15

Federated clubs in the province; priority for youth development and facility accessibility.

Consell Català de l'Esport — clubsclosed
Generalitat de Catalunya · €8–35k · Annual convocatòria, spring

Catalan clubs with active youth sections; audited accounts required.

Ayudas al fútbol no profesionalopen
RFEF / FCF distribution · €12–30k · Season registration window

Clubs in national categories; tied to licensing compliance and youth teams.

UEFA HatTrick — grassroots facilitiesopen
Via RFEF · co-funding up to 50% · Rolling, project-based

Facility projects (lighting, pitches, accessibility) endorsed by the federation.

CSD — instalaciones deportivasopens soon
Consejo Superior de Deportes · €20–100k · Opens ~Nov

Co-funded facility modernisation; municipal partnership strengthens the bid.

Kit Digital (segment II–III)open
Red.es / EU funds · €2–12k · Open until funds exhausted

Digitalisation vouchers — CRM, web, cybersecurity — clubs qualify as SMEs.

Patrocini cultural-esportiu localopen
Cambra de Comerç programmes · varies · Rolling

Matchmaking with local businesses; useful pipeline for the sponsorship topic.

Compliance calendar

missed dates cost money
Federation licensing file (FCF/RFEF)Jul 31
General Manager

Squad registrations, insurance certificates, facility safety docs — late filing risks sanctions.

Annual accounts approval + filingJun 30 (approval) · Jul 30 (filing)
President

Assembly approval then registry filing; grants above require audited or approved accounts.

Public liability & accident insurance renewalAug 15
Matchday Operations

Must be in force before the first competitive fixture; certificate goes into the licensing file.

Ajuntament venue licence reviewSep 1
General Manager

Non-matchday usage rights depend on it — the 365-day venue plan needs this current.

Radar reviewed quarterly by NSV Sports — verify each convocatòria before budgeting on it.

Illustrative figures. In production this view reads from the club's accounting export monthly — no manual reporting.